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Taking up temporary insurance is a recommended option for people who stay in the United States, people who are in the midst of looking up other insurances, people who are still awaiting Medicare, students who have graduated and people who are on COBRA.

Short Term Health Insurance can provide insurance against possible illnesses or injuries and do not typically include benefits such as preventive care, physicals, immunizations, dental or vision care and pre-existing medical conditions.

People who are residents and citizens of U.S and less than 64 years qualify to purchase short term health insurance. It is mandatory for all the people who are interested in purchasing this plans to fill in their details in a short health qualification questionnaire to determine their eligibility for the plan.

Short Term Health Insurance covers expenses such as Hospital & Surgery Fees, Outpatient Doctor Office fees, Diagnostic & lab fees, Organs, tissue or bone marrow transplant.

The minimum time frame for which short term health insurance can be purchased is for one month and the maximum time frame that it can be bought for is 12 months. Amounts up to $1-2 million dollars are offered as the maximum coverage.

There are several companies that provide Short Term Health Insurance plans and depending on the duration and the benefits you require, you can choose an appropriate plan.

Some of the short term health insurance plans are - Golden Rule United Healthcare Short Term Insurance, Secure 12×3 Short Term Medical Insurance, Assurant Short Term Health Insurance and Secure Short Term Medical Insurance.

Assurant Short Term Health Insurance can be bought for a time frame of at least 30 days and a maximum time frame of 360 days. This plan provides coverage to U.S citizens who are less than 64 years of age and who do not qualify for Medicare. Even children less than 19 years of age can buy this plan. People who are not U.S citizens need to have stayed in U.S for at least a year in order to be eligible to take up this plan. The terms and conditions of other short term health insurance plans are also on similar lines.